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Property Coverage
01

Property Coverage

Protect the physical structure of your home against covered perils and damages. Our property coverage ensures your most valuable asset is safeguarded against fire, windstorms, hail, and other unexpected events.

  • Coverage for structural damage from covered perils
  • Protection for attached structures like garages and porches
  • Repair or rebuild costs based on current construction standards
  • Optional extended replacement cost coverage available
Personal Property Coverage
02

Belongings Protection

Your belongings inside and outside the home are protected from theft, fire, and other covered events. We help replace your personal items so you can get back to normal life quickly after a loss.

  • Coverage for furniture, electronics, and clothing
  • Protection against theft and covered damage
  • Replacement cost or actual cash value options
  • Special limits for jewelry, art, and valuable items
Liability Coverage
03

Liability Shield

Shield yourself from legal responsibility if someone is injured on your property. Our liability protection covers legal costs and settlements, protecting your financial security when accidents happen.

  • Coverage for bodily injury to guests or visitors
  • Protection for property damage caused by you or family members
  • Legal defense costs and settlements covered
  • Medical payments for minor injuries regardless of fault
Disaster Recovery
04

Disaster Recovery

When disaster strikes and your home becomes uninhabitable, we provide comprehensive support for temporary housing and living expenses. Our disaster recovery coverage ensures you and your family maintain stability during challenging times.

  • Temporary housing costs including hotels or rentals
  • Additional food and living expenses covered
  • Storage fees for your belongings while displaced
  • Coverage continues until you can return home

Ready to Protect Your Home?

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